Croatia Speed Test - Check HT, A1, Telemach Internet
Test your internet speed in Croatia
Croatia averages 93.63 Mbps download on mobile networks and 80.78 Mbps on fixed broadband as of January 2025. Hrvatski Telekom leads mobile performance at 123.6 Mbps average download in Q3 2025. Fiber coverage reaches 39% of households, with gigabit connections widely available in Zagreb, Split, and Rijeka. A1 Croatia targets 1 million fiber homes by 2025, while Hrvatski Telekom aims for 1.1 million gigabit-enabled households by 2026. 5G covers over 75% of the population across all three major operators. Rural areas in Lika-Senj and parts of Slavonia rely on ADSL or 4G with 30-50 Mbps speeds. Run this speed test to verify your connection delivers the Mbps your contract promises.
Internet in Croatia
Croatia operates a competitive broadband market with three dominant providers. Hrvatski Telekom, A1 Hrvatska, and Telemach Hrvatska compete across fiber, cable, and mobile technologies.
Fixed broadband speeds surpassed 100 Mbps average in 2023 and are projected to exceed 200 Mbps by 2025 as fiber penetration increases. Fiber coverage sits below the EU average of 50% but is growing rapidly.
The government allocated over EUR 200 million for digital infrastructure upgrades through 2026.
Internet Infrastructure in Croatia
Fiber Broadband
Urban centers like Zagreb, Split, and Rijeka have widespread fiber coverage with speeds from 150 Mbps to 1 Gbps. Major cities also support multi-gigabit options from all three providers. Telemach operates modern cable infrastructure upgraded to gigabit capability alongside selective fiber deployment.
Mobile Networks
The EU-backed Next Generation Network project extended high-speed internet to over 700,000 residents in remote areas since 2022. Mobile networks cover 99% of the population with 4G LTE. 5G operates across multiple bands with 3.5 GHz (n78) delivering the fastest urban speeds.
Cable Broadband
Cable infrastructure from Telemach covers major urban and suburban areas with DOCSIS 3.1 supporting gigabit downloads. Rural connectivity relies on ADSL, fixed-wireless, and 4G where fiber is unavailable.
Internet Speed: Urban vs Rural Croatia
Urban Areas
Urban centers in Croatia have 3 provider choices and gigabit access through fiber or cable. Zagreb, Split, and Rijeka all offer FTTH from Hrvatski Telekom and A1, plus cable from Telemach. Zagreb averages over 150 Mbps on fixed broadband.
A1 delivered the fastest speeds in Zagreb at 201.4 Mbps average download during the 12 months ending September 2025. Split and Rijeka have similar fiber and cable options with speeds from 100-1,000 Mbps. Mid-sized cities like Zadar, Pula, and Osijek benefit from fiber rollouts targeting tourist and business centers.
Rural Areas
These cities see speeds from 80-150 Mbps depending on infrastructure age. Rural Croatia faces a persistent broadband gap. Regions like Lika-Senj, parts of Slavonia, and mountainous areas in Gorski Kotar rely on older ADSL or 4G connections.
Average rural speeds range from 30-50 Mbps compared to 150+ Mbps in cities. Fiber coverage in rural areas lags significantly below the national average.
Remote and Underserved
The government's EUR 130 million rural broadband program targets these underserved areas through 2027. Gaps remain in remote communities despite EU-funded expansion. 5G coverage in rural areas varies by operator.
A1 targets 25% rural geographic coverage by end 2025. Hrvatski Telekom covers major highways and tourist regions first. Rural households often rely on 4G LTE as the fastest available option until fiber arrives.
Internet Providers & Speed in Croatia
Hrvatski Telekom dominates the Croatian broadband and mobile market. The company holds 46% of mobile subscribers and covers over 80% of households with high-speed broadband.
Hrvatski Telekom targets 1.1 million gigabit-enabled homes by 2026. The operator leads 5G performance at 123.6 Mbps average mobile download in Q3 2025. Hrvatski Telekom announced a 3% tariff increase from March 2025 to fund network modernization exceeding EUR 200 million annually.
A1 Hrvatska serves roughly 2 million mobile customers and is expanding aggressively in fiber. A1 targets 1 million FTTH households by 2025. A1 delivered the fastest fixed broadband in Zagreb at 201.4 Mbps average download from October 2024 to September 2025. A1 offers multi-gigabit fiber options where available and frequently runs promotional pricing below 20 EUR.
Telemach Hrvatska, part of United Group, operates cable and fiber networks with strong bundled TV and internet packages. The company invested EUR 130 million in 5G network buildout. Telemach positions itself on value pricing. Cable plans use DOCSIS 3.1 for gigabit capability.
Regional providers and smaller ISPs collectively serve niche markets but hold minimal market share compared to the big three.
Internet Speed by Region in Croatia
Zagreb and Central Croatia
Zagreb averages over 150 Mbps fixed broadband download. A1 leads at 201.4 Mbps average from October 2024 to September 2025. All three major providers offer fiber and cable gigabit options. 5G covers the entire metro area from Hrvatski Telekom, A1, and Telemach. Zagreb benefits from the densest fiber deployment in Croatia. Surrounding areas like Zagreb County have strong fiber expansion targeting suburban growth. Central Croatia has good highway 5G coverage along major routes.
Dalmatia (Split, Zadar, Dubrovnik)
Split has widespread fiber coverage from Hrvatski Telekom and A1. Cable infrastructure from Telemach covers Split and coastal cities. Average speeds range from 100-150 Mbps in Split and Zadar. Dubrovnik has fiber and cable options serving the tourist industry. Coastal tourist hubs like Makarska, Sibenik, and Trogir benefit from early 5G deployment to support summer visitors. Island communities face connectivity challenges with limited fiber. Some islands rely on fixed-wireless or 4G for internet access. Government funding targets island connectivity improvements.
Istria and Kvarner (Rijeka, Pula)
Rijeka has full fiber and cable coverage from all three major providers. Pula benefits from tourist-focused infrastructure investment. Average speeds in Rijeka and Pula range from 100-150 Mbps. Smaller Istrian towns like Porec, Rovinj, and Opatija have fiber or cable gigabit access. 5G covers the entire Istrian peninsula and Kvarner Bay region. Rural Istria has better connectivity than other rural areas due to tourism infrastructure. Mountainous areas in Gorski Kotar still rely on ADSL or 4G where fiber is unavailable.
Slavonia and Eastern Croatia (Osijek, Vukovar)
Osijek has fiber from Hrvatski Telekom and A1 with speeds from 80-120 Mbps. Slavonian cities like Slavonski Brod and Vinkovci have selective fiber coverage. Rural Slavonia faces the largest broadband gap in Croatia. Villages rely on ADSL (30-50 Mbps) or 4G where fixed lines are outdated. EU funding through the Next Generation Network project targets eastern Croatia for rural fiber expansion. 5G covers major cities but geographic coverage in rural areas is limited. Government aims to close the urban-rural divide through 2027 with EUR 130 million in targeted investment.
Lika-Senj and Mountainous Regions
Lika-Senj County represents Croatia's most underserved area. Rural communities rely on aging ADSL infrastructure delivering 16-50 Mbps. Some villages have no fixed broadband and depend entirely on 4G mobile. Population density is low, making fiber deployment economically challenging. Government subsidies target these areas but progress is slow due to terrain and costs. 5G coverage is limited to main roads and tourist areas near Plitvice Lakes. Fixed-wireless options from smaller ISPs serve some remote homes. National broadband plan prioritizes bringing at least 100 Mbps to all households by 2027.
Internet Pricing in Croatia
Fixed Broadband Pricing
Entry-level broadband in Croatia starts at 13-20 EUR per month for mobile internet or basic fixed speeds of 50-100 Mbps. Wireless home internet from mobile operators costs 20-30 EUR per month for 4G or 5G service. Fixed broadband pricing ranges from 20 EUR (entry DSL or cable) to 40+ EUR for gigabit fiber.
Mid-tier plans at 200-500 Mbps cost 25-35 EUR per month.
Contract and Fees
Gigabit fiber ranges from 35-50 EUR per month depending on provider and contract length. Most plans require 12 or 24-month contracts. Month-to-month options exist at higher rates.
Croatia does not enforce data caps on fixed broadband. All major providers offer unlimited data at every speed tier.
Affordability
Router rental typically costs 3-5 EUR per month if not included in the package. Installation fees range from 0-50 EUR depending on promotions. At median household income of roughly EUR 15,000/year, a EUR 30/month broadband plan represents about 2.4% of income.
Mobile Data Pricing
Croatian broadband pricing is mid-range for the Balkans - higher than Serbia or Bosnia but lower than Slovenia or Austria. Mobile internet costs 13-27 EUR per month for unlimited data packages. Bundled TV and internet packages range from 35-60 EUR per month.
Comparison sites help find current promotional rates which can drop entry pricing below 15 EUR for the first 6-12 months.
Network Technology in Croatia
Fiber Deployment
Fiber-to-the-Home and Fiber-to-the-Building (FTTH/FTTB) coverage grew from under 20% in 2020 to 39% of households by 2025. Croatia ranks 5th globally for fiber growth at 28% annually alongside Belgium, the UK, Germany, and Serbia. Actual fiber take-up lags behind availability as many households remain on cable or DSL.
Cable Upgrades
The government target is 100 Mbps for all households and 1 Gbps for schools and government buildings by 2027. Telemach upgraded its entire cable footprint to gigabit capability. Upload speeds on cable remain limited compared to fiber symmetrical options.
5G Rollout
5G deployment reached over 75% population coverage by late 2025. Hrvatski Telekom shut down 3G in January 2025, refarming 900 MHz and 2100 MHz spectrum for 4G and 5G expansion. A1 targets 90% population coverage with 5G by 2027 and plans 3G shutdown in 2026. Telemach claims 98.9% population coverage with 5G by end 2024.
The 3.5 GHz band (n78) delivers the fastest 5G speeds in cities. 5G Home Internet is available as a fixed-broadband alternative offering 50-200 Mbps.
Legacy Technologies
Mobile internet adoption is strong with 81.6% penetration and 3.87 million users. 4G LTE covers 99% of the population. DSL phase-out is gradual as fiber expands to replace aging copper infrastructure.
How to Choose an ISP in Croatia
Several factors determine the best provider at your address in Croatia. Check coverage, compare pricing, and test speeds before signing a contract.
Check fiber availability at your address
Visit Hrvatski Telekom, A1, and Telemach websites. Enter your address to see which technologies are available.
Compare cable and DSL if fiber is not available
Telemach cable at 200-1,000 Mbps is faster than DSL for downloads but offers limited upload speeds.
Consider 5G Home Internet for areas without fast fixed
lines.
Compare pricing and contract terms
Hrvatski Telekom offers the widest coverage and strongest reliability. A1 frequently has the best promotional pricing and fastest speeds in major cities.
Check for rural subsidies
If you live in an underserved area, government programs may offer subsidized fiber installation. Contact local authorities or check the Ministry of Regional Development website for available schemes under the National Plan for Broadband Development 2021-2027.
Hrvatski Telekom, A1, and Telemach offer 5G home routers delivering 50-200 Mbps without installation. This works well in cities and tourist areas with strong 5G signal. Rural areas may have weaker 5G coverage.
Telemach delivers competitive value on bundled TV and internet packages. Most plans require 12 or 24-month contracts. Watch for price increases after the promotional period ends.
For remote work, prioritize upload speed. Fiber offers the best upload performance at 100-500 Mbps symmetrical. Cable and DSL have limited uploads.
Compare Internet Providers in Croatia
The table below shows top providers by connection type and maximum advertised speed.
| Provider | Type | Max Speed |
|---|---|---|
| Hrvatski Telekom | fiber | 1000 Mbps |
Test Your Connection Speed
Run a speed test to verify your Croatia provider delivers advertised speeds. Test during peak evening hours for the most accurate results.
Internet Providers in Croatia
Compare internet speeds across major providers in Croatia. Click on a provider to test your connection.
Croatia Speed Test FAQ
How do I test my internet speed in Croatia?
Click the Start Test button on this page to measure your download speed, upload speed, and ping latency. The test connects to a nearby server and takes about 30 seconds. For the most accurate results, connect your computer directly to your router with an ethernet cable instead of using WiFi. Close all other applications and browser tabs during the test. Run the test at different times of day since speeds can drop during peak evening hours when network congestion is highest. Compare your results against the speed your ISP contract guarantees. If your results consistently fall below the advertised speed, document the tests and contact your provider for support or troubleshooting.
What is the average internet speed in Croatia?
Croatia's average mobile download speed is 93.63 Mbps and fixed broadband averages 80.78 Mbps as of January 2025. Speeds vary by connection type and provider. Fiber connections deliver 150-1,000 Mbps download and 100-500 Mbps upload symmetrical. Cable via DOCSIS 3.1 reaches 200-1,000 Mbps download but only 25-50 Mbps upload. ADSL provides 16-100 Mbps download depending on distance from the exchange. 5G mobile averages 93.63 Mbps nationally with Hrvatski Telekom leading at 123.6 Mbps. Geographic location affects speed. Zagreb averages over 150 Mbps with A1 delivering 201.4 Mbps. Rural areas in Lika-Senj and Slavonia average 30-50 Mbps on ADSL or 4G. Mobile speeds increased 6.1% year-over-year while fixed broadband jumped 30% as fiber adoption grows.
Which ISP has the fastest internet in Croatia?
A1 delivers the fastest fixed broadband in Zagreb at 201.4 Mbps average download from October 2024 to September 2025. Hrvatski Telekom leads mobile performance at 123.6 Mbps average 5G download in Q3 2025. Among national providers, Hrvatski Telekom offers gigabit fiber plans up to 1,000 Mbps in covered areas. A1 provides multi-gigabit fiber options where FTTH is available. Telemach cable reaches 1,000 Mbps through DOCSIS 3.1 in urban areas. Regional performance varies by infrastructure. Zagreb has the fastest average speeds over 150 Mbps. Split and Rijeka average 100-150 Mbps. Rural areas average 30-50 Mbps where only ADSL is available. The fastest connection depends on your address. Fiber always delivers the highest speeds when available followed by cable then ADSL.
Is fiber internet available in Croatia?
Fiber-to-the-Home and Fiber-to-the-Building (FTTH/FTTB) coverage reached 39% of Croatian households by 2025. Coverage is expanding rapidly at 28% annual growth, ranking Croatia 5th globally for fiber deployment. Hrvatski Telekom targets 1.1 million gigabit-enabled homes by 2026, representing roughly 75% of its footprint. A1 aims for 1 million fiber households by 2025. Fiber is widely available in Zagreb, Split, Rijeka, and other major cities with speeds from 150 Mbps to 1 Gbps. Mid-sized cities like Zadar, Pula, and Osijek have selective fiber coverage. Rural areas lag significantly with limited fiber deployment. The government allocated EUR 130 million through the Recovery and Resilience Plan to expand gigabit connectivity in underserved rural regions. Check availability by entering your address on Hrvatski Telekom or A1 websites. Coverage varies street by street even within cities.
How is 5G coverage in Croatia?
5G covers over 75% of Croatia's population as of late 2025. Hrvatski Telekom's 5G network reached 60% of the population by late 2023 and continues expanding. A1 targets 90% population coverage by 2027. Telemach claims 98.9% population coverage by end 2024. All major cities including Zagreb, Split, Rijeka, Zadar, Pula, and Osijek have full 5G coverage from all three operators. Tourist regions along the coast have strong 5G to support seasonal visitors. The 3.5 GHz band (n78) delivers the fastest 5G speeds in urban areas. Hrvatski Telekom leads 5G performance at 123.6 Mbps average mobile download. Hrvatski Telekom shut down 3G in January 2025, refarming spectrum for 4G and 5G expansion. A1 plans 3G shutdown by 2026. Rural 5G coverage is limited to main roads and populated areas. 5G Home Internet routers are available from all three operators as a fixed-broadband alternative delivering 50-200 Mbps.